CONE Credit Union has available to its members who are 18 years or older an excellent checking account in addition to the many great services we offer. For those members who are younger than 18, you must have a parent or legal guardian as cosigner on this account.
CONE Credit Union Checking
- No Limit on the number of checks written
- No minimum balance
- Interest accrues daily on outstanding balance and is posted monthly
- No monthly maintenance fee
- Members with active CONE checking accounts will receive a preferred loan APY discount of .25% on consumer loans
Payroll Deduction and Direct Deposit
Two outstanding services that CONE Credit Union provides to its members are Payroll Deduction and Direct Deposit.
These services are made possible by the payroll departments of the City of Neenah and the Neenah Joint School District. Any employee of these may have a portion or all of their paycheck deposited at CONE Credit Union each pay period at no charge.
This benefit is a safe and easy way to have your money deposited at CONE Credit Union. You can save time by not having to take time out of your busy schedule to deposit your paycheck and you never have to worry about being late for a loan payment.
You can stop in our office anytime to complete and authorize a payroll deduction or a direct deposit or go to the forms area of the web page, print out the payroll deduction/direct deposit form, fill it out, sign it, and either mail it to us or bring it in to the office.
For those members who are not employed by the City of Neenah or the Neenah Joint School District ask your employers if your payroll department can do a payroll deduction or direct deposit with CONE Credit Union. If they can, contact one of our friendly employees to assist you in setting this up.
ATM & Debit Cards
CONE Credit Union offers a free ATM/Debit card to their members who have checking accounts with us. These cards may be used to make purchases or access cash at an ATM. Members are allowed six free monthly withdrawals and are charged a $1.00 fee per transaction thereafter.
For a list of those financial institutions who, along with CONE Credit Union, are members of Alliance One and do not charge a surcharge at their ATM’s click here. Go to “View ATM listing” and enter a city and state to find ATM’s in your area or ATM’s near your travel destination.
To register your Debit/ATM card: Click here.
To report Debit/ATM card problems:
During Business Hours: Mon-Fri, 9am – 5pm call CONE at 920.886.6455
After hours & weekends, call 1.800.264.5578
CONE Credit Union FEES & CHARGES
|ACH / ATM / Checking|
|Stop Payments||$25.00 / item|
|Stop Payments over Five Items||$50.00|
|Check Copy||$ 1.00 (after 5 FREE copies)|
|Statement Copy||$1.00 / copy|
|ATM Charge||$1.00 (after 6 FREE Monthly Withdrawals)|
|ATM Charge (Non TYME)||$2.00|
|Account Reconciliation (First)||No Charge|
|Account Reconciliation||$10.00 / hour (After 1st time)|
|Pin Replacement Fee||$2.00|
|NSF Returns||$25.00 / item|
|Foreign Wire Transfers||$60.00|
|Returned Deposited Check||$10.00|
|Excessive Overdraft Transfer||$1.00 (After six free monthly transfers)|
|Representment Check||$25.00 (Businesses Only)|
|Inactive Accounts||$3.00 / month|
|Late Loan Payment||5% of loan pymt or $10.00 maximum|