Our deposit rates are effective as of 08/06/2019. All rates subject to change daily.
View CONE's Loan Rates here.
CONE Credit Union
Savings Rates
Effective August 6, 2019
| SAVINGS RATES | |||
| Compounded Daily, Posted Monthly | |||
| Savings Rate | APY** | Minimum Deposit | |
| Share Account |
0.20%
|
0.20%
|
$15.00
|
| Share Account |
0.25%
|
0.25%
|
$5,000
|
| Checking |
0.15%
|
0.15%
|
—-
|
| *Christmas Club |
0.25%
|
0.25%
|
—-
|
| * Interest posted and club disbursed on Oct 14th. ** Annual Percentage Yield |
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| SHARE CERTIFICATES | |||
| 6 month Share Certificates are compounded daily, posted monthly. 12 month, 18 month, & 24 month CDs are compounded daily, posted quarterly. |
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| Savings Rate | APY** | Minimum Deposit | |
| 6 month |
1.00%
|
1.00%
|
$500.00
|
| 1 Year |
1.74%
|
1.75%
|
$500.00
|
| 1 Year, Youth CD* |
1.49%
|
1.50%
|
$250.00
|
| 18 Month |
1.99%
|
2.00%
|
$500.00
|
| 24 Month |
2.23%
|
2.25%
|
$500.00
|
| *Members under 18 years of age qualify to receive the youth CD rate. **Annual Percentage Yield ***Certificates of deposit are time deposit, and the penalty for early withdrawal is 90 days interest. |
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| MONEY MARKET | |||
| Rate | APY* | Minimum Deposit | |
| Standard | 0.25% | 0.25% |
$2,500.00
|
| 0.30% | 0.30% |
$10,000.00
|
|
| 0.50% | 0.50% |
$25,000.00
|
|
| 0.75% | 0.75% |
$75,000.00
|
|
| 0.85% | 0.85% |
$125,000.00
|
|
| Premium ** | 0.35% | 0.35% |
$2,500.00
|
| 0.40% | 0.40% |
$10,000.00
|
|
| 0.60% | 0.60% |
$25,000.00
|
|
| 0.85% | 0.85% |
$75,000.00
|
|
| 0.95% | 0.95% |
$125,000.00
|
|
| * Annual Percentage Yield ** An active checking account is the requirement to receive the Premium Money Market Rates listed. An active checking account must have been open for at least 60 days, and there must be at least 5 transactions per calendar month. If the transaction count is fewer than 5 in a month, the interest rate will fall to the Standard. |
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